Our primary goal is complete success for each client!
1.Credit Analysis
Sign up for a FREE credit assessment. During your credit analysis, we create an analysis specifically for you and will explore your current financial goals and identify your credit repair needs. One of our credit experts will reach out to you during your scheduled time to discuss you report and credit scores.
2.Sign Up
After your assessment, you can sign up for our program on our website. Once you are onboarded to our program, our trained experts will walk you through how to use our online tools, provide you access to your secured client portal, and answer any questions that you may have.
3.The Challenge Process
During this step, we contact the credit bureaus and start the challenge process on your behalf. Our trained experts will use their experience to ensure that every inaccurate piece of information is removed from your report. We will work with each of the credit bureau to make sure your credit report doesn’t contain any inaccurate, erroneous false or obsolete information.
4.Credit Scores Improve
The last step is the most fun: sit back and watch our experts do their amazing work! Our online tracking tools give you the ability to see inaccurate and erroneous information come off of your reports in real time. These tools will also help you make wise decisions that will have a positive influence on your overall credit profile and will improve your financial health for the future.
$80 Monthly
$200 First Work Fee
SILVER INDIVIDUAL PLAN
✔Unlimited challenges of: Inquiries, Personal Information, Collections, Charge Offs, Repossessions, Medical Bills, Student Loans, Late Payments, Bankruptcies, Evictions, Child Support
✔Initial Consultation to Review Report
✔Challenges Sent via Mail
✔Individualized Letters
✔Credit Education and Building
✔Access to Our Client App
✔24/7 Client Portal Access
✔Active Credit Monitoring
Designed for individuals in the early stages of credit repair or with light to moderate negative items. This program emphasizes affordable, steady progress while strengthening your credit profile through compliant, accurate, and consistent strategies.
$99 Monthly
$200 First Work Fee
GOLD INDIVIDUAL PLAN
✔Unlimited challenges of: Inquiries, Personal Information, Collections, Charge Offs, Repossessions, Medical Bills, Student Loans, Late Payments, Bankruptcies, Evictions, Child Support
✔Initial Consultation to Review Report
✔Challenges Sent via Mail
✔Individualized Letters
✔Credit Education and Building
✔Access to Our Client App
✔24/7 Client Portal Access
✔Active Credit Monitoring
✔Monthly Action Plan
✔Monthly Progress Reports
✔Monthly Coaching Plans (Optional)
Designed for individuals seeking a more hands-on approach or managing moderate credit challenges. This program provides enhanced support, increased dispute activity where appropriate, and ongoing guidance, all conducted in accordance with applicable consumer protection laws and accuracy standards.
$175 Monthly
$350 First Work Fee
FOR COUPLES ONLY
✔Unlimited challenges of: Inquiries, Personal Information, Collections, Charge Offs, Repossessions, Medical Bills, Student Loans, Late Payments, Bankruptcies, Evictions, Child Support
✔Challenges Sent via Mail
✔Individualized Letters
✔Credit Education and Building
✔Access to Our Client App
✔24/7 Client Portal Access
✔Active Credit Monitoring
✔Monthly Progress Reports
✔Monthly Action Plan
✔Monthly Progress Reports
Designed for married couples who want a more involved and strategic approach to credit improvement. This program includes enhanced support, coordinated dispute activity as appropriate, and ongoing education and guidance, all aligned with consumer protection laws and accuracy requirements.
Terms and Conditions
Credit monitoring is required to be a client of The Perry Enterprise and must be maintained through our preferred partner. The monthly cost is $29.90, subject to change.
100% Money-Back Guarantee & Refund Policy
You are eligible for a full refund of all payments and fees if the following conditions are met:
▪ No deletions were made to any disputed items on your credit report within 120 days.
▪ You have maintained our services for at least 120 consecutive days without any billing issues.
▪ You had a minimum of four negative items on your credit report at the time of enrollment.
▪ You have not worked with another credit repair service or attempted self-repair within the past 12 months before signing up.
▪ You provide updated credit reports from all three bureaus within five days of receipt. Credit reports are typically updated every 30-45 days, and you must inform us if you do not receive them.