

Done-for-you service

Clear timelines

Law-based process

No gimmicks

Secure client portal
$80 Monthly
$200 First Work Fee
Unlimited challenges of: Inquiries, Personal Information, Collections, Charge Offs, Repossessions, Medical Bills, Student Loans, Late Payments, Bankruptcies, Evictions, Child Support
Initial Consultation to Review Report
Challenges Sent via Mail
Individualized Letters
Credit Education and Building
Access to Our Client App
24/7 Client Portal Access
Active Credit Monitoring

Designed for individuals in the early stages of credit repair or with light to moderate negative items. This program emphasizes affordable, steady progress while strengthening your credit profile through compliant, accurate, and consistent strategies.
$99 Monthly
$200 First Work Fee
Unlimited challenges of: Inquiries, Personal Information, Collections, Charge Offs, Repossessions, Medical Bills, Student Loans, Late Payments, Bankruptcies, Evictions, Child Support
Initial Consultation to Review Report
Challenges Sent via Mail
Individualized Letters
Credit Education and Building
Access to Our Client App
24/7 Client Portal Access
Active Credit Monitoring
Monthly Action Plan
Monthly Coaching Call
Monthly Progress Report

Designed for individuals seeking a more hands-on approach or managing moderate credit challenges. This program provides enhanced support, increased dispute activity where appropriate, and ongoing guidance, all conducted in accordance with applicable consumer protection laws and accuracy standards.
$175 Monthly
$350 First Work Fee
Unlimited challenges of: Inquiries, Personal Information, Collections, Charge Offs, Repossessions, Medical Bills, Student Loans, Late Payments, Bankruptcies, Evictions, Child Support
Challenges Sent via Mail
Individualized Letters
Credit Education and Building
Access to Our Client App
24/7 Client Portal Access
Active Credit Monitoring
Monthly Progress Reports
Monthly Action Plan
Monthly Progress Reports

Designed for married couples who want a more involved and strategic approach to credit improvement. This program includes enhanced support, coordinated dispute activity as appropriate, and ongoing education and guidance, all aligned with consumer protection laws and accuracy requirements.


Help dispuling mortgages and agencies

Old debts sold to agent ies that hurt your score.

Incorrect or out dated records

Court related debt issues

Incorrect or out dated records

Inaccurate reporting of payment history

Help with inaccurate auto loan reporting

Removing liens, judgments, and other records

Written off debts harming your score
Results vary based on your credit profile, but many clients begin seeing changes within the first 30–45 days. Some accounts may be removed quickly, while others require multiple dispute rounds for maximum results.
We work to remove inaccurate, outdated, or unverifiable negative items, including:
* Collections
* Charge-offs
* Late payments
* Repossessions
* Inquiries
* Certain public records
Every account is challenged strategically using consumer protection laws to ensure the best possible outcome.
In addition to our dispute process, we guide you on:
* Lowering credit utilization
* Building positive payment history
* Adding credit-building accounts
* Strengthening your overall credit profile
Our goal is not just deletion — it’s long-term credit growth.
Credit repair is a process, not an overnight fix. While some clients see fast results, most profiles take 2–6 months depending on the number and complexity of negative items. Consistency and participation are key to success.
Yes — we stand behind our service.
If no deletions are achieved within 120 days, you may be eligible for a refund.
Please note: Clients must remain active in the program, maintain credit monitoring, and follow all required steps to qualify.
