

Done-for-you service

Clear timelines

Law-based process

No gimmicks

Secure client portal
$275 First Work Fee
$129/Monthly
Direct access to the founder for personalized guidance
Connected with trusted mortgage lenders
Paired with a local realtor when you’re ready
90-day strategy calls to track mortgage readiness
Monthly action plans designed for homeownership
Budget & savings guidance to prepare financially
Accountability, support, and a clear path to approval

$200 First Work Fee
$99/ monthly
24/7 client portal access with real-time updates
Monthly credit progress tracking
Unlimited disputes for inaccurate negative items
Personalized credit education & guidance
Dedicated support throughout your program
Many clients see progress within 90 days
Backed by our 120-day service guarantee

Perfect for individuals ready to build a stronger credit foundation and improve their financial future. No Contract - Cancel Anytime
$350 First Work Fee
$175/ monthly
24/7 client portal access with real-time updates
Monthly credit progress tracking
Unlimited disputes for inaccurate negative items
Personalized credit education & guidance
Dedicated support throughout your program
Many clients see progress within 90 days
Backed by our 120-day service guarantee

Perfect for couples ready to build a stronger credit foundation and improve their financial future together. No Contract - Cancel Anytime


Help disputing mortgages and agencies

Old debts sold to agencies that hurt your score.

Incorrect or outdated records

Court related debt issues

Incorrect or outdated records

Inaccurate reporting of payment history

Help with inaccurate auto loan reporting

Removing liens, judgments, and other records

Written off debts harming your score
Must be activated immediately after purchase and submit the $29.90 payment
We cannot access or work your credit without it
Valid Government ID
Social Security Card or SSN
Proof of Address (dated within last 30 days)
Acceptable forms of proof of ADDRESS
Utility bill · Bank statement · Lease or mortgage statement
Your 1st round is sent out after onboarding is completed
You receive monthly disputes until graduated/canceled (unless on special plan)
A new round is sent every 35–45 days
We handle the process and you focus on results
Smart Credit not active
Onboarding not completed
Documents not submitted
Results vary based on your credit profile, but many clients begin seeing changes within the first 30–45 days. Some accounts may be removed quickly, while others require multiple dispute rounds for maximum results.
We work to remove inaccurate, outdated, or unverifiable negative items, including:
* Collections
* Charge-offs
* Late payments
* Repossessions
* Inquiries
* Certain public records
Every account is challenged strategically using consumer protection laws to ensure the best possible outcome.
In addition to our dispute process, we guide you on:
* Lowering credit utilization
* Building positive payment history
* Adding credit-building accounts
* Strengthening your overall credit profile
Our goal is not just deletion — it’s long-term credit growth.
Results vary based on your credit profile, but many clients begin seeing changes within the first 35–45 days. Some accounts may be removed quickly, while others require multiple dispute rounds for maximum results.
Yes — we stand behind our service.
If no deletions are achieved within 120 days, you may be eligible for a refund.
Please note: Clients must remain active in the program, maintain credit monitoring, and follow all required steps to qualify.
Because every credit profile is different, we cannot guarantee specific results. However, we are committed to providing professional credit improvement support, strategic dispute efforts, and guidance designed to help you work toward your financial goals.
