Demand Accuracy. Delete the Damage.
Build Your Future.
Thousands trust us to remove negative inaccuracies, restore their credit, and unlock real financial opportunities without overpriced monthly plans.
Thousands trust us to remove negative inaccuracies, restore their credit, and unlock real financial opportunities without overpriced monthly plans.
Why Clients Choose Us
Done-for-you service
We handle everything so you can focus on your goals
Clear timelines
Set expectations and deliverables from day one
Law-based process
Built on federal consumer protection laws
No gimmicks
Honest, ethical practices with transparent results
Secure client portal
Track your progress 24/7 with full transparency
PRICING
Choose Your Plan
Pathway to Homeownership plan
$275 First Work Fee
$129/Monthly
Direct Access to the Founder
Receive personalized guidance and hands-on support directly from the owner, ensuring your strategy is aligned with real results.
Lender Connection for Mortgage Preparation
Get connected with trusted lending professionals who can guide you through the approval process and help you understand what’s needed to qualify.
Local Realtor Partnership
Gain access to a knowledgeable realtor in your area who will assist you when you’re ready to begin your home search.
90-Day Progress Review Calls (Zoom)
Meet every 90 days to review your mortgage scores, track your progress, and adjust your strategy as needed.
Monthly Homeownership Action Plan
Follow step-by-step guidance designed to move you closer to being mortgage-ready with clear, actionable tasks each month
Budget & Savings Strategy Support
Build a realistic plan to manage your finances, reduce debt, and prepare for down payment and closing costs
Accountability & Ongoing Support
Stay motivated with structured guidance, consistent check-ins, and the support needed to keep you on track toward homeownership
Foundations package
$200 First Work Fee
$99/ monthly
24/7 Client Portal Access
Track your progress anytime with real-time updates and full visibility into your credit journey.
Lender Connection for Mortgage Preparation
Get connected with trusted lending professionals who can guide you through the approval process and help you understand what’s needed to qualify
Local Realtor Partnership
Gain access to a knowledgeable realtor in your area who will assist you when you’re ready to begin your home search.
90-Day Progress Review Calls (Zoom)
Meet every 90 days to review your mortgage scores, track your progress, and adjust your strategy as needed.
Monthly Homeownership Action Plan
Follow step-by-step guidance designed to move you closer to being mortgage-ready with clear, actionable tasks each month.
Budget & Savings Strategy Support
Build a realistic plan to manage your finances, reduce debt, and prepare for down payment and closing costs.
Accountability & Ongoing Support
Stay motivated with structured guidance, consistent check-ins, and the support needed to keep you on track toward homeownership
Transform your credit and take control of your financial future today with The Perry Enterprise!
Foundations package
FOR COUPLES
$350 First Work Fee
$175/ monthly
24/7 Client Portal Access
Track your progress anytime with real-time updates and full visibility into your credit journey.
Lender Connection for Mortgage Preparation
Get connected with trusted lending professionals who can guide you through the approval process and help you understand what’s needed to qualify
Local Realtor Partnership
Gain access to a knowledgeable realtor in your area who will assist you when you’re ready to begin your home search.
90-Day Progress Review Calls (Zoom)
Meet every 90 days to review your mortgage scores, track your progress, and adjust your strategy as needed.
Monthly Homeownership Action Plan
Follow step-by-step guidance designed to move you closer to being mortgage-ready with clear, actionable tasks each month.
Budget & Savings Strategy Support
Build a realistic plan to manage your finances, reduce debt, and prepare for down payment and closing costs.
Accountability & Ongoing Support
Stay motivated with structured guidance, consistent check-ins, and the support needed to keep you on track toward homeownership
Designed for married couples who want a more involved and strategic approach to credit improvement. This program includes enhanced support, coordinated dispute activity as appropriate, and ongoing education and guidance, all aligned with consumer protection laws and accuracy requirements.
MEET THE CEO: Faith Perry
Faith Perry is a Credit Education Specialist and founder of The Perry Enterprise, dedicated to helping individuals take control of their credit and build a stronger financial future.
With a passion for financial literacy and proven strategies, Faith has helped clients turn low scores into opportunities opening doors to homes, vehicles, and financial freedom. She believes credit is a tool, and when used correctly, it can change your entire life.
As a wife and mother, Faith understands how important financial stability is for families. What started as helping a few people grew into a purpose-driven business focused on education, strategy, and real results.
At The Perry Enterprise, it’s not just about fixing credit it’s about transforming lives and creating lasting generational wealth.
Ready to take control of your credit? You’re in the right place.
Faith Perry is a Credit Education Specialist and founder of The Perry Enterprise, dedicated to helping individuals take control of their credit and build a stronger financial future.
With a passion for financial literacy and proven strategies, Faith has helped clients turn low scores into opportunities opening doors to homes, vehicles, and financial freedom. She believes credit is a tool, and when used correctly, it can change your entire life.
As a wife and mother, Faith understands how important financial stability is for families. What started as helping a few people grew into a purpose-driven business focused on education, strategy, and real results.
At The Perry Enterprise, it’s not just about fixing credit it’s about transforming lives and creating lasting generational wealth.
Ready to take control of your credit? You’re in the right place.
What We Can Remove
Foreclosures
Help disputing mortgages and agencies
Collections
Old debts sold to agencies that hurt your score.
Medical Bills
Incorrect or outdated records
Judgements
Court related debt issues
Medical Bills
Incorrect or outdated records
Late Payments
Inaccurate reporting of payment history
Repossessions
Help with inaccurate auto loan reporting
Public Records
Removing liens, judgments, and other records
Charge-Offs
Written off debts harming your score
WHAT HAPPENS
AFTER PURCHASE?
01
Purchase Your Plan
Secure your spot and get started.
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02
Activate Smart Credit ($39/MONTH REQUIRED)
Mandatory to start your service
Must be activated immediately after purchase and submit the $39 payment
We cannot access or work your credit without it
NO SMART CREDIT = NO SERVICE (ACCOUNT ON HOLD)
03
Complete Onboarding + Submit Documents
Check your email immediately after purchase and complete onboarding.
Required Documents (Non-Negotiable)
Valid Government ID
Social Security Card or SSN
Proof of Address (dated within last 30 days)
Acceptable forms of proof of ADDRESS
Utility bill · Bank statement · Lease or mortgage statement
04
We Begin Your Disputes
Once Smart Credit is active and onboarding is complete:
Your 1st round is sent out after onboarding
You receive 6 total rounds (unless on the Unlimited plan)
A new round is sent every 30–45 days
We handle the process — you focus on results
Important
If any step is incomplete:
Smart Credit not active
Onboarding not completed
Documents not submitted
Your Account Will Not Be Started
STILL NOT SURE?
Frequently Asked Questions
How Long Does it take to see Results?
Results vary based on your credit profile, but many clients begin seeing changes within the first 30–45 days. Some accounts may be removed quickly, while others require multiple dispute rounds for maximum results.
What Items can you Remove?
We work to remove inaccurate, outdated, or unverifiable negative items, including:
* Collections
* Charge-offs
* Late payments
* Repossessions
* Inquiries
* Certain public records
Every account is challenged strategically using consumer protection laws to ensure the best possible outcome.
How Can I Improve My Score?
In addition to our dispute process, we guide you on:
* Lowering credit utilization
* Building positive payment history
* Adding credit-building accounts
* Strengthening your overall credit profile
Our goal is not just deletion — it’s long-term credit growth.
How Long Does it Take to Fix My Credit?
Credit repair is a process, not an overnight fix. While some clients see fast results, most profiles take 6-8 months depending on the number and complexity of negative items. Consistency and participation are key to success.
Are There any Refunds?
Yes — we stand behind our service.
If no deletions are achieved within 120 days, you may be eligible for a refund.
Please note: Clients must remain active in the program, maintain credit monitoring, and follow all required steps to qualify.
Do You Guarantee Results
We do not guantee results