The Perry Enterprise | Credit Repair, Education & Funding
Credit Repair · Education · Funding

Demand Accuracy. Delete the Damage. Build Your Future.

Thousands trust us to remove negative inaccuracies, restore their credit, and unlock real financial opportunities without overpriced monthly plans.

✦ 120-day service guarantee✦ No contract✦ 24/7 client portal
Faith Perry, founder of The Perry Enterprise
The Perry Difference

Why Clients Choose Us

🤝
Done-for-you service

We handle everything so you can focus on your goals.

🗓️
Clear timelines

Set expectations and deliverables from day one.

⚖️
Law-based process

Built on federal consumer protection laws.

💎
No gimmicks

Honest, ethical practices with transparent results.

🔐
Secure client portal

Track your progress 24/7 with full transparency.

The Perry Enterprise Credit School
New · Private Community

The P.E. Credit School

Learn credit, build wealth, and prepare for homeownership with expert guidance from The Perry Enterprise. Education, accountability, homebuyer and budgeting credit guidance, monthly updates, support, rewards, and more. Better credit starts here.

$64PER MONTH
PrivateCOMMUNITY
  • Learn. Build. Grow.
  • Homebuyer credit guidance
  • Budgeting & accountability
  • Monthly updates & rewards
Join the Community · $64/month

Your Community. Your Knowledge. Your Future.

Pricing

Choose Your Plan

No contract. Cancel anytime. Backed by our 120-day service guarantee.

Foundations Package

For individuals
$99 / monthly
$200 First Work Fee
  • 24/7 client portal access with real-time updates
  • Monthly credit progress tracking
  • Unlimited disputes for inaccurate negative items
  • Personalized credit education & guidance
  • Dedicated support throughout your program
  • Many clients see progress within 90 days
  • Backed by our 120-day service guarantee
Choose plan

Perfect for individuals ready to build a stronger credit foundation. No Contract - Cancel Anytime

★ HOMEOWNERSHIP

Pathway to Homeownership

Become homeowner-ready
$129 / monthly
$275 First Work Fee
  • Direct access to the founder for personalized guidance
  • Connected with trusted mortgage lenders
  • Paired with a local realtor when you’re ready
  • 90-day strategy calls to track mortgage readiness
  • Monthly action plans designed for homeownership
  • Budget & savings guidance to prepare financially
  • Accountability, support, and a clear path to approval
Choose plan

Designed for individuals serious about becoming homeowner-ready, not just improving a credit score. No Contract - Cancel Anytime

Foundations Package

For couples
$175 / monthly
$350 First Work Fee
  • 24/7 client portal access with real-time updates
  • Monthly credit progress tracking
  • Unlimited disputes for inaccurate negative items
  • Personalized credit education & guidance
  • Dedicated support throughout your program
  • Many clients see progress within 90 days
  • Backed by our 120-day service guarantee
Choose plan

Perfect for couples ready to build a stronger credit foundation together. No Contract - Cancel Anytime

Faith Perry, CEO
Meet the CEO

Faith Perry

Faith Perry is a Credit Education Specialist and founder of The Perry Enterprise, dedicated to helping individuals take control of their credit and build a stronger financial future.

With a passion for financial literacy and proven strategies, Faith has helped clients turn low scores into opportunities, opening doors to homes, vehicles, and financial freedom. She believes credit is a tool, and when used correctly, it can change your entire life.

As a wife and mother, Faith understands how important financial stability is for families. What started as helping a few people grew into a purpose-driven business focused on education, strategy, and real results.

At The Perry Enterprise, it’s not just about fixing credit, it’s about transforming lives and creating lasting generational wealth.

Ready to take control of your credit? You’re in the right place.

Fix My Credit Now
Our Specialty

What We Can Remove

🏠

Foreclosures

Help disputing mortgages and agencies

📂

Collections

Old debts sold to agencies that hurt your score.

🩺

Medical Bills

Incorrect or outdated records

⚖️

Judgements

Court related debt issues

⏰

Late Payments

Inaccurate reporting of payment history

🚗

Repossessions

Help with inaccurate auto loan reporting

📜

Public Records

Removing liens, judgments, and other records

🧾

Charge-Offs

Written off debts harming your score

The Process

What Happens After Purchase?

01

Purchase Your Plan

Secure your spot and get started.

02

Activate Smart Credit

$29.90/month required. Mandatory to start your service.

  • Activate immediately after purchase and submit the $29.90 payment
  • We cannot access or work your credit without it
NO SMART CREDIT = NO SERVICE (ACCOUNT ON HOLD)
Pay $29.90 SmartCredit Fee
03

Complete Onboarding + Submit Documents

Check your email immediately after purchase and complete onboarding.

  • Valid Government ID
  • Social Security Card or SSN
  • Proof of Address (dated within last 30 days)
  • Acceptable proof: utility bill, bank statement, lease or mortgage statement
04

We Begin Your Disputes

Once Smart Credit is active and onboarding is complete:

  • Your 1st round is sent out after onboarding is completed
  • Monthly disputes until graduated/canceled (unless on special plan)
  • A new round every 35–45 days
  • We handle the process, you focus on results
IMPORTANT: If Smart Credit is not active, onboarding is not completed, or documents are not submitted, your account will not be started.
Still Not Sure?

Frequently Asked Questions

How long does it take to see results?
Results vary based on your credit profile, but many clients begin seeing changes within the first 30–45 days. Some accounts may be removed quickly, while others require multiple dispute rounds for maximum results.
What items can you remove?
We work to remove inaccurate, outdated, or unverifiable negative items, including:
  • Collections
  • Charge-offs
  • Late payments
  • Repossessions
  • Inquiries
  • Certain public records
Every account is challenged strategically using consumer protection laws to ensure the best possible outcome.
How can I improve my score?
In addition to our dispute process, we guide you on:
  • Lowering credit utilization
  • Building positive payment history
  • Adding credit-building accounts
  • Strengthening your overall credit profile
Our goal is not just deletion, it’s long-term credit growth.
How long does it take to fix my credit?
Results vary based on your credit profile, but many clients begin seeing changes within the first 35–45 days. Some accounts may be removed quickly, while others require multiple dispute rounds for maximum results.
Are there any refunds?
Yes, we stand behind our service. If no deletions are achieved within 120 days, you may be eligible for a refund. Clients must remain active in the program, maintain credit monitoring, and follow all required steps to qualify.
Do you guarantee results?
Because every credit profile is different, we cannot guarantee specific results. However, we are committed to providing professional credit improvement support, strategic dispute efforts, and guidance designed to help you work toward your financial goals.

Your Journey to Better Credit Starts Here

Better credit, financial freedom, and generational wealth. Choose your plan or join the community today.